Jessica Sklute recommends consumers on bank legislation, payment systems and economic solutions legislation. She concentrates her practice on retail monetary solutions, with an increased exposure of re re payment systems (conventional, card-based, internet-based and growing) and solutions; cash transmission; information privacy and information protection; card solutions; strategic alliances; regulatory conformity pertaining to mergers and acquisitions, and basic regulatory conformity.
Developing and utilization of customer Financial Services and Payments Products
Express market leaders in development and utilization of revolutionary and appearing repayment services and products, including stored-value cards ( e.g., payroll, present, basic function prepaid) and paper-, card- and Internet-based re re payment services and products, in addition to co-branded and affinity variations among these items.
Express institutions that are financial merchants and investment funds into the design and utilization of customer economic, web-based monetary and re re payment system services and products.
Express banking institutions along with other customers relating to joint advertising, strategic alliance, sponsorship and outsourcing plans, including ATM/POS system plans, consumer loan services and products and co-brand and personal label agreements.
Regulatory Compliance for Consumer Financial Services and Payments Items
Advise customers with regards to all aspects of current and developing customer protection laws, including customer disclosures, privacy and credit.
Express customers with regards to every aspect of regulatory conformity including transactions with regulators relating to a variety that is wide of items and customer financial solutions.
Company Transaction-Related Representations
Express customers relating to applications to federal and state banking agencies related to acquisitions, divestitures, businesses and company expansions, including https://installmentcashloans.net/payday-loans-tn/ nationwide banking institutions, state banking institutions, commercial loan providers and New York Article XII investment organizations.
Express vendors, purchasers and bidders regarding the mergers, purchases and divestitures of re re payment and customer services that are financial, cash transmitters, ATM/POS sites and customer financial institutions.
Financial and Suggestions Privacy
Offer economic privacy advice to banks, investment companies, investment advisors along with other standard bank consumers, including advice associated with information-sharing practices, disclosures and federal and state information protection and information breach legislation.
вЂњBiometrics within the Financial Services business: Privacy,вЂќ Banking & Financial solutions Policy Report, 2002 (quoted in the U.S. Department of Treasury’s вЂњThe Use of Technology to Combat Identity Theft: Report on the Study Conducted Pursuant to Section 157 of the Fair and Accurate Credit Transactions Act of 2003 (February 2005)) (co-author april)
вЂњ OCC help with Unfair and Deceptive Lending and Marketing techniques, вЂќ Banking and Financial Services Policy Report, 2002 (co-author july)
вЂњ Recent Amendments to Regulation Z, вЂќ Banking & Financial solutions Policy Report, June 2002 (co-author)
вЂњ Use and Redistribution of Customer Data After Gramm-Leach-Bliley Act, вЂќ Banking & Financial solutions Policy Report, 2000 (co-author september)
вЂњCybersecurity and Data Privacy Post Dwolla: making sure brand New Payment Offerings and Services Effectively Protect fragile Customer Information, in both the U.S. and overseas,вЂќ ACI 13th National Forum on appearing Payment techniques, Washington, D.C., 2016 september
вЂњPrepaid Access,вЂќ Money Transmitter Regulators Association 2015 Annual Conference & ExaminersвЂ™ Class, Kansas City, Mo., October 2015
вЂњAdd On Credit qualities and improvements in conjunction with Prepaid Access: a concentrate on the Regulatory, Risk and Compliance Challenges related to customer Remote Deposit Capture, Payday Lending and Deposit Advance,вЂќ ACI 10th National Forum on Prepaid Card Compliance, Chicago, 2014 october
вЂњTurbulent Seas: Navigating Federal Regulatory Waters without having to sacrifice Innovation, Growth and Profitability,вЂќ NBPCA Power of Prepaid, National Harbor, Md., 2014 june
вЂњManaging Privacy and information protection dangers when you look at the Emerging Payments Market, in both the U.S. and overseas,вЂќ ACI 6th National Forum on Balancing Innovation with Consumer Protections in growing Payment Systems, Washington, D.C., September 2013
вЂњIdentity Theft Rules: Crafting Appropriate Policies for Private Fund Managers,вЂќ SRZ Webinar Workshop, May 2013
вЂњThe re re re Payments Landscape: New Technologies, Evolving items, Emerging styles, and Their effect on the Payments Industry,вЂќ ACI second Annual Practical, Legal, and Compliance Forum on Balancing Innovation With customer Protection in rising Payment techniques, Washington, D.C., September 2011
вЂњMerchant Relationship Programs,вЂќ Executive Enterprise Institute Annual that is 25th Payment Institute, Arlington, Va., May 2011
вЂњAlternative Financial solutions in the usa,вЂќ Council of Microfinance Counsels Meeting, bay area, February 2011
вЂњMerchant Relationship Programs,вЂќ Executive Enterprise Institute 24th Annual Payment Card Institute, Washington, D.C., might 2010
вЂњBill Payments, Regulation and Compliance,вЂќ Money Transmitter Regulators Association (MTRA) Annual Conference, Charleston, N.C., November 2005
вЂњOffering Financial Services on line: legalities in developing and process of internet sites,вЂќ Financial Services Volunteer Corps (FSVC) seminar sponsored by Banking Finance Academy in Tbilisi, Republic of Georgia, 2001 january